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Cabot, AR

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Dave Ramsey’s Financial Peace University used in so many of our churches today has done a wonderful job in getting a small percentage of our members who could afford his programs debt free. We applaude him for this!

However, the vast majority of our church members remain bound by debt and the church as a whole is more in debt today than at any time in history, and NOW is the time the church needs to be debt free!

Our ministry compliments the Dave Ramsey program in that it is available to EVERY member at NO COST to them, all made possible by their church!

The church simply subscribes to Our Debt Free Church and is given a code so each member can go to and sign up using their user ID and password they choose for themselves, enter their creditors name and the amount owed (credit cards, auto loans, mortgages, student loans, etc.) with interest rates paid on each account. Our computer then calculates, using up to 2,200 different scenarios and selects the shortest time for them to be debt free, paying the same amount of money they currently pay each month! It then sends them an email at the end of every month telling them who to pay, what to pay and when to pay the following month!

EXAMPLE: I helped a 75 year old lady on a fixed income, who owed just under $16,000 in total debt, who paying the normal way, would take 7 years and 4 months to pay and cost her an additional $5,527.71 in interest. With Our Debt Free Church program, we were able to save her $2,201.66 in interest and 4 years and 5 months of total frustration and have her debt free in just 2 years and 9 months!

In addition to the debt program, each person enrolled receives a 52 week subscription to our Biblical Financial Series that some say is worth many times over the $350.00 a year cost to the church!

Another great advantage to the church is each member is encouraged to give the program to their friends and neighbors as AN OUTREACH TOOL to your community! What an impact your church will have to those around you who struggle with debt!

Remember, our debt free program is available to every church member, not just a privileged few, and costs the church only $350.00 a year for this outreach ministry to your church and community!

If you have questions, contact me immediately!

Dr. Bill Duvall


Contact Us  
Bill Duvall Ministries
Cabot, Arkansas 72023
Telephone: 501-286-0978
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Simply visit our dropdown window above and you will find 3 sections: (1) My eBooks, (2) My Bible Studies and (3) Archived Bible Studies.

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No, there is NO CHARGE as those who support my ministry have made this gift to you possible!


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